Running a business today means navigating pressure, shifting demand and unpredictable cash flow.
A GoTyme Business Advance gives you funding based on your business turnover, with one fixed fee. No interest. No surprises.
Momentum doesn’t wait. Your business shouldn’t either.
That’s why our funding is designed to move with your trading cycle, helping you respond to opportunity when it appears.
Fast approvals
Get funding decisions in hours, not weeks, so you can act when your business needs it.
Fixed fee funding. No interest.
One transparent fee agreed upfront. No hidden costs and no rate changes.
Payments aligned to your turnover
Your payments move with your sales, helping you manage quieter trading periods.
Real people. Real support.
Our funding specialists understand business and are ready to guide you when needed
3-month funding
Ideal for short-term cash flow needs. Restock inventory, manage operational pressure or bridge temporary gaps.
6–9 month funding
Designed for businesses maintaining momentum. Support operations, manage growth and navigate changing trading cycles.
12-month funding
Built for longer term investment Upgrade equipment, expand operations or invest in strategic growth.
Need help deciding which funding term suits your business?
Trusted by 90,000+ businesses, with over R17 billion to grow their way.
Your business doesn’t stand still. Your funding shouldn’t either.
Apply for a GoTyme Business Advance and unlock funding designed around your business.
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Access fixed-fee funding from South Africa's first digital bank, trusted globally.