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Why choose a GoTyme Bank Personal Loan?

Fully digital

Apply online with zero paperwork. Fast and simple.

Instant payout

Once your loan is approved and your mandate is in place, the money is paid into your account right away.

Affordable

Among the lowest-cost personal loans in South Africa.

Flexible repayment

Choose a repayment plan that suits your lifestyle.

South African ID

Mobile number & email

3 months' bank statements

Be 18 years or older

Repayments are simple:

Your monthly repayment is deducted through DebiCheck from your chosen account. Track your loan in the GoTyme Bank app.

Apply in 4 easy steps

Required Documents

Please email your latest bank statement (showing your last 3 salary deposits) to: loandoc@gotyme.co.za

Already a GoTyme Bank customer?

Login to your App, go to Personal Loans and tap Apply Now.

Not a GoTyme Bank customer?

You’re welcome too!

Your money.

Your move.

Need cash for home improvements, school fees, or just a little breathing room? We’ve got your back. Our digital application is quick, paperless and made to suit your life. 

Repayment terms are flexible — built around your needs, not ours.

Couple using GoTyme Bank app