When you participate in any competition offered, survey conducted, or provide feedback in respect of any of our products or services (on our website or other owned platforms), you grant GoTyme Bank Limited (including its divisions and affiliates) a non-exclusive, irrevocable, perpetual, worldwide, royalty-free and sub-licensable right to use, reproduce, adapt, publish and share the information and content you provide in any format, for the purposes of pursuing our legitimate business interests. You also thereby consent to receiving advertising and promotional material from us and that we may deem relevant and appropriate for you, but you may at any time ask us to stop sending you advertising or promotional material.
You warrant that you own or control all rights to any content, photographs, videos or images submitted, and that such materials do not infringe the intellectual property, privacy or other rights of any third party. You further agree to indemnify and hold harmless GoTyme Bank from any claims, damages or losses arising from your breach of this warranty.
You warrant that all information submitted is true, accurate, complete and not misleading.
We reserve the right to verify eligibility (including identity, age and business ownership) and to disqualify any participant for non-compliance, fraud, tampering or submission of false or misleading information.
We are under no obligation to use or display any content or feedback submitted.
Any personal information provided will be collected, processed and stored in accordance with our Terms & Conditions, Privacy Policy and applicable laws, and may be shared with third parties solely for campaign administration purposes.
We reserve the right to cancel, suspend or amend any competition, survey, or these terms at any time without prior notice, and without liability to participants.
All competition winners will be notified accordingly. If any chosen winner does not respond within two weeks, an alternative winner may be selected.
All disputes will be governed by the laws of the Republic of South Africa, and participants agree to submit to the exclusive jurisdiction of South African courts.
At TymeBank, we believe every smart move in business deserves to be backed. That’s why we’re offering fast and flexible business funding – plus a guaranteed reward to fuel your next move. Here’s how the incentive works:
To qualify for the Your Tyme, Your Move incentive, apply for business funding either online (Client Zone Portal) or via a Funding Specialist. Once your application is approved and your funds are disbursed, you will qualify to receive your choice of a guaranteed reward. The incentive is only valid on successful disbursements, not including NTUs.
The incentive is only valid on new applications and not readvances.
Once your funding is approved and disbursed, you can choose one of the following rewards:
✈️ Local flight voucher
⛽ Fuel voucher
🚗 Uber voucher
Rewards are issued as digital vouchers and are transferable. You may choose to give them to a partner, a loyal staff member, or anyone deserving.
Reward value is up to R4,000 (excl. VAT). Vouchers will be delivered via email
Flights: Travelstart Voucher
Petrol: Spenda Fuel Voucher & Engen.1app
Uber: Uber Gift Cards
We reserve the right to change our rewards partners at any time.
This incentive is valid for new disbursements between 20 May 2025 and 20 August 2025. (It is not valid on readvances.) Applications can be submitted before the campaign period, but to qualify, disbursements must be made within the campaign dates.
To qualify, the participant must:
Promoter:
This promotion is brought to you by Retail Capital, a division of TymeBank, with its registered address at 30 Jellicoe Avenue, Rosebank, Johannesburg, 2196.
Exclusions:
Employees, directors, agents, consultants, suppliers, service providers, immediate family members, or any affiliated entities of TymeBank or Retail Capital are not eligible to participate.
Existing clients and partners of TymeBank or Retail Capital are excluded from receiving the incentive rewards.
Qualified participants will receive an email with instructions on how to select their reward. Rewards will be issued after the campaign ends.
Participants must ensure their contact details are accurate.
If the participant does not respond within 30 days of communication, they will forfeit the reward.
Participants must redeem the voucher within the period stated by the reward provider. TymeBank is not responsible for expired, lost, or unredeemed vouchers.
This is not a draw-based competition. Every qualifying, successfully disbursed business will receive one reward. No random selection process is involved.
Marketing and promotional material, including social media posts and landing pages, will include “T&Cs apply” with a visible link to these terms.
All records, including winner confirmations, proof of reward delivery, and campaign materials, will be retained for 3 years in compliance with Regulation 11(6).
TymeBank reserves the right to amend the terms and conditions as well as terminate the Competition at any time without prior notice for any reason which TymeBank deems necessary. In the event of such termination and to the fullest extent permissible under the applicable laws, all participants agree to waive any rights that they may have in terms of the Competition and acknowledge that they will have no recourse against TymeBank, its advertising agencies, advisors, suppliers and nominated agents.
This campaign and its terms are governed by South African law. TymeBank’s decision regarding disputes is final.
Participation in this campaign signifies your agreement to abide by these terms. TymeBank is not responsible for any damages or losses arising from participation or use of the reward. By entering, participants consent to the processing of personal data solely for competition/incentive redemption purposes.
At Flex, we’re all about empowering entrepreneurs to succeed. That’s why we’ve partnered with TymeBank to give you the chance to win an incredible smartphone to help you stay connected and take your business to the next level. Here’s how to enter:
To stand a chance to win the smartphone:
Sign-up to the Flex.
Campaign Period: This giveaway is valid for sign-ups between 8 April 2025 to 8 May 2025.
The participant’s attention is drawn to these terms and conditions because they are important and should be carefully noted.
Nothing in these terms and conditions is intended to, or must be understood to restrict, limit or avoid any rights or obligations, as the case may be, created for either the participant or the promoter in terms of the Consumer Protection Act, 68 of 2008 (“the CPA”).
The participant acknowledges that by partaking in the Competition he/she has been given an appropriate opportunity to first read these terms and conditions before participating and that he/she understands and agrees to the terms and conditions.
All participants to this Competition participate entirely at their own risk.
By reading and accepting these terms and conditions, the participant hereby indemnifies and holds harmless, to fullest extent permissible under the applicable laws, TymeBank and any other person who directly or indirectly controls or is controlled by or is in common control with TymeBank; their directors, employees and agents of any and all liability pertaining to any damage, cost, and losses of whatever nature sustained as a result of their participation in the Competition, save where such damage, cost, and losses are sustained as a result of the gross negligence or wilful misconduct of any indemnified party.
To be eligible, participants must:
The prize draw will be done at random using the names of all the qualifying participants at the end of the campaign period. The prize draw will be done internally at TymeBank, under supervision of legal and marketing teams. The prize draw will be final, thus no negotiations and/or correspondence will be entered into after the prize draw. The prize draw will be recorded for future reference.
The winner will be announced via the Flex Community and a social media post. The prize winner will be asked to be part of marketing and promotional activities, including social media posts for announcing the names of winners, for which no fee, royalty or other compensation will be payable. Winners have the right to decline consent or participation in the marketing and promotional activities.
The prize is a smartphone valued at R4,000
– The prize is non-transferable and cannot be exchanged for cash or other products.
The Flex Phone Giveaway is brought to you by TymeBank, with its registered address at 30 Jellicoe Avenue, Rosebank, Johannesburg, 2196.
Existing customers, employees, directors, agents, consultants, suppliers, service providers, their immediate family members, and any affiliated entities of TymeBank and Flex are not eligible to participate in this campaign.
The smartphone will be delivered within **30 days** of winner confirmation.
– It is the participant’s responsibility to provide accurate contact and delivery details.
TymeBank reserves the right to amend these terms and conditions at any time without prior notice.
If the winner does not respond to communication regarding the prize within 30 days, they will forfeit the prize, and a new winner may be selected.
TymeBank reserves the right to amend the terms and conditions as well as terminate the Competition at any time, without prior notice, for any reason which TymeBank deems necessary. In the event of such termination and to the fullest extent permissible under the applicable laws, all participants agree to waive any rights that they may have in terms of the Competition and acknowledge that they will have no recourse against TymeBank, its advertising agencies, advisors, suppliers and nominated agents.
You acknowledge that your Personal Information may be collected, stored and processed by Tyme Bank for the purposes of carrying out our obligations under these Competition Terms and Conditions.
TymeBank has described the purposes for which your Personal Information may be processed in our Privacy Policy that may be accessed from the TymeBank website. TymeBank therefore requires you to read and ensure that you understand the Privacy Policy.
By participating in this Competition, you consent and agree to TymeBank processing your Personal Information for the purposes, in the manner and with the appropriate controls as set out in the Privacy Policy.
You further agree that TymeBank may assign the processing of your Personal Information to an Operator who will process such Personal Information under an agreement or mandate entered with TymeBank, as further provided for in the Privacy Policy.
You agree to fully indemnify TymeBank for any loss or damage that TymeBank may suffer as a result of you breaching or failing to comply with these terms and conditions.
You also agree to indemnify and hold harmless TymeBank for any loss or damage you may suffer as it relates to your participation in this Competition. This means that you cannot hold TymeBank legally responsible for any loss or damage or legal expenses you may incur due to your participation in this Competition.
You agree to indemnify and hold harmless TymeBank from being held legally responsible for the loss or damage or legal expenses incurred by any third-party (juristic or natural), including Flex, if such loss or damage or expense was incurred because of your: (i) breach of these terms and conditions or (ii) participation in this Competition.
This campaign and its terms are governed by South African law. Flex’s decisions regarding any disputes are final and binding, with no further correspondence entered into.
Note: By participating in this giveaway, you agree to these terms and conditions.
At TymeBank we understand that time and money are essential to your success as a business owner. That’s why we’re offering fast and flexible funding solutions to not only fuel your business growth, but also to give you the opportunity to recharge and reset with a guaranteed Quality Tyme Reward. Here’s how it works:
To qualify for the Tyme Is Money incentive, simply apply for business funding online or by speaking to one of our Funding Specialists. Once you get your funding, you’ll also receive your choice of a Quality Tyme Reward.
Incentive Landing Page: https://www.retailcapital.co.za/tyme-is-money
Once your funding is approved and disbursed, you can choose from the following Quality Tyme Rewards:
These rewards are transferable, so you can choose to give them to a partner, loyal staff member, or anyone deserving of your appreciation.
The Rewards can be for 1 or 2 people up to the value of R4,000 ex vat. The rewards will be issued as vouchers and sent to qualifying business owners via email.
Eligible business owners need to indicate their preferred voucher from the list of rewards partners below, and then a voucher purchase will be made on their behalf.
Rewards Partners:
Fine Dining Experience: https://www.dineplan.com/vouchers
Luxury Night Away: https://www.lekkeslaap.co.za/gift-vouchers
Four-ball Golf Day: https://www.flook.co.za/gift-card
This incentive is valid on new disbursements via the online Client Zone or Funding Specialist channels between 4 November 2024 and 13 December 2024. Funds must have disbursed within this time period to qualify. Applications may have taken place prior to the campaign period.
To be eligible for a Quality Tyme Reward, participants must:
The Tyme Is Money Incentive is brought to you by Retail Capital, a division of TymeBank, with its registered address at 30 Jellicoe Avenue, Rosebank, Johannesburg, 2196.
Existing customers, employees, directors, agents, consultants, suppliers, service providers, their immediate family members, and any affiliated entities are not eligible to participate in this campaign.
TymeBank reserves the right to amend, modify, or change these terms and conditions at any time without prior notice.
After your funding has been disbursed, you will receive details on how to select and claim your Quality Tyme Reward within 30 days. It is the responsibility of the participant to ensure their contact details are accurate to facilitate reward delivery.
If you do not accept your reward by responding to communication regarding your reward within 30 days, you will forfeit eligibility. Your rewards voucher will be issued to you within 30 days of your information and rewards selection being received. TymeBank assumes no liability for the quality of services or experiences provided by the reward supplier.
TymeBank shall not be responsible for any loss or forfeiture of the reward due to non-redemption within the designated time frame. Once the rewards voucher is purchased the time to redeem will be governed by the rewards provider. It is up to the recipient to ensure rewards are redeemed within the required timeframe. TymeBank will not be responsible for any rewards that are forfeited due to not being redeemed within the validity period.
Validity period of vouchers from date of issue as of 1 November 2024. Subject to change by provider.
Dineplan: 3 years
Lekkeslaap: 3 months
Flook: 3 months
Camelot Spa: 3 years
Governing Law: This campaign and its terms are governed by South African law. TymeBank’s decisions regarding any disputes are final, and no further correspondence will be entered into.
Note: Participation in this campaign signifies your agreement to abide by these terms and conditions.
Link to Competition Landing Page: https://www.retailcapital.co.za/focused-finance
Eligibility for the Competition Prize: To be eligible for the competition prize, participants must meet the minimum qualifying criteria and complete an application (regardless of taking up funding or not). Qualifying criteria: business owners 18 years and older, operating their business/es in South Africa, with a trading history of 6+ months with a turnover of R50,000+ pm are eligible to enter this competition.
Entry Deadline: Entries for the competition close on 31 August 2024.
Prize Delivery: The amount of R50,000 will be deposited into a nominated business bank account held in the name of the winner.
By applying through our Business Funding Calculator and securing funding before the 18th of April 2024, you’ll have the opportunity to win R50,000 in Growth Capital.
Link to Funding Calculator: https://gotyme.co.za/personal/save-and-invest/fixed-deposit-calculator
Prize: The winner will receive R50,000 in growth capital for your business. This prize is non-transferable.
Funding Calculator Disclaimer: Quotes generated by our Funding Calculator are for informational purposes only and do not constitute an offer of funding. The final decision on funding is contingent upon the completion of a full application process and the underwriting criteria at the time of application.
Eligibility for the Competition Prize: To be eligible for the competition prize, participants must meet the qualifying criteria and take up business funding.
Modification of Terms: We reserve the right to amend, modify, or otherwise change these Terms and Conditions at any time without prior notice.
Competition Deadline: Entries for the competition close on 19 April 2024.
Selection and Notification of Winner: The winner will be selected through a process determined by us and will be notified via email and telephone on or before 1 May 2024. It is the responsibility of entrants to ensure that their contact information is accurate and up to date.
Please note, participation in this competition constitutes acceptance of these Terms and Conditions.