Fuel your business’s growth with a GoTyme Business Advance designed to meet the unique needs of the fast paced food and beverage industry – whether you run a restaurant, takeaway, bar, bakery, winery, catering service or food delivery business, we’re here to accelerate your growth - so you can serve more customers and take your business to the next level.
Skip the paperwork and upfront costs. With no hidden fees and flexible, hassle-free payments, you’ll get the capital you need to unlock growth, expand your offering or take on your next big business opportunity.
Upgrade to energy-efficient ovens, commercial fridges or coffee machines that speed up service, improve food quality and reduce maintenance costs.
Experiment with seasonal specials, healthier options or trending dishes to keep regular customers excited and attract new ones.
Add tables, shade structures or heating to cater for all-weather dining - especially valuable for increasing capacity during busy weekends.
Invest in professional food photography, social media advertising, influencer collaborations or loyalty programmes to increase foot traffic and online orders.
Stock up on key items during supplier promotions to improve margins and secure consistent quality for your menu/offering.
Give your space a fresh, inviting look before high-traffic periods like summer holidays, festive seasons or local events that drive more customers.
R50 000 + monthly turnover
3 to 6 months continuous turnover
(with bank statements)
Business ownership of 6+ months
Yes. Seasonal businesses like restaurants in tourist areas, food trucks or event-based caterers are welcome to apply. We assess your turnover history to ensure you can meet payment terms, even with seasonal fluctuations.
No. The GoTyme Business Advance is unsecured, which means you don’t need to put up any assets like property or vehicles. Approval is based on your turnover and trading history.
Absolutely. Many food & beverage owners use their advance to buy bulk ingredients at discounted rates, ensuring consistent supply and improving profit margins.
If you meet the minimum requirements and provide the necessary documents, you can get access to funds on the same day once approved.
Payments are linked to your turnover, so you pay a smaller amount when sales are lower and more when sales are higher. This helps you manage cash flow during slower periods.
You’ll need at least 3-6 months of continuous turnover and a minimum monthly turnover of R50 000 to qualify. If you’re close to meeting these requirements, you can still join our Flex community for free business resources to help you get funding-ready.
Need funding fast? Our simple, paper-free application process gets you started in just a few clicks - no stress, no waiting around.
Want tailored advice? Our experienced funding specialists are here to help you find the right solution for your business needs.
Got questions before you apply? Send us a message on WhatsApp and we’ll help you with answers, guidance or anything you need to get started.