Welcome more guests with the right funding.

Open doors to new opportunities with a GoTyme Business Advance.

In hospitality, every detail counts - from the moment guests book to the moment they check out. That’s why we offer fixed-fee funding solutions to help you upgrade facilities, train staff and market your property, so you can keep occupancy rates high and guest satisfaction even higher.

The realities of running a hospitality business in South Africa

In hospitality, every season brings new challenges - and opportunities. One month you’re fully booked, the next you’re working to attract guests in a quieter period. Add in shifting travel trends, rising operating costs and the constant need to impress, and it’s clear: standing still isn’t an option. Quick, flexible funding gives you the freedom to upgrade rooms, create unforgettable guest experiences and market your destination so it stays top of mind - whatever the season.

Upgrade, expand and elevate your guest experience

A GoTyme Business Advance is unrestricted, which means you can use your funds for whatever your business needs, when you need it. Here’s how hospitality businesses put funding to work:

Renovate rooms and facilities

Refresh interiors, upgrade bathrooms or modernise décor to attract higher-value bookings.

Expand guest capacity

Add more rooms, create outdoor entertainment areas or upgrade amenities to host more guests.

Improve guest services

Add spa facilities, on-site dining or concierge services to enhance the overall experience.

Stock up on essential supplies

Bulk-buy food, beverages, linens and guest amenities ahead of peak seasons to secure better prices and avoid last-minute shortages.

Train and retain staff

Provide hospitality training to improve service quality and boost staff satisfaction.

Slow season cash flow

Smooth out seasonal income dips so you can cover operating costs and keep your business running smoothly all year-round.

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How hospitality businesses across South Africa use cash advances to grow.

Dark kitchen, Pretoria

Increased capacity with additional ovens and refrigeration, almost doubling turnover.

Advance amount: R1,750,000

Windsurfing business, Cape Town

Renovated and restocked during quieter winter months, ready to capture summer tourism demand.

Advance amount: R1,000,000

Travel company, Gauteng

Used funding to bridge cash flow gaps, covering staff salaries and supplier payments until peak season bookings came in.

Advance amount: R4,000,000

Ready to grow? See if you qualify for a GoTyme Business Advance

If you can say yes to these, you’re ready to apply:

Turnover

R50 000 + monthly turnover

Turnover History

3 to 6 months continuous turnover

(with bank statements)

Ownership

Business ownership of 6+ months

*Final approval is subject to underwriting and credit checks.

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Hospitality Funding FAQs

What is the minimum turnover for hospitality business funding?

You’ll need a monthly turnover of at least R50,000 and a trading history of 6+ months to qualify.

Can funding help me bulk-buy supplies ahead of peak season?

Absolutely. You can secure better pricing and avoid shortages by purchasing food, beverages, linens and guest amenities in advance.

Do you fund both small guesthouses and large hotels?

Yes. We work with a wide range of hospitality businesses, from boutique B&Bs to large hotels.

How much hospitality funding can I access?

You can access up to R5 million to invest in your property - from room renovations and facility upgrades to boosting marketing, covering seasonal staffing or managing operational cash flow.

How do turnover-linked repayments work for seasonal hospitality businesses?

Your repayment amount adjusts according to your guest turnover - so during quieter months, you pay less, and in peak season, you pay more. This helps keep cash flow steady year-round.

Will my property or assets be used as collateral?

No. A GoTyme Business Advance is unsecured, meaning your property or facilities are not tied to the funding.

Not sure how the GoTyme Business Advance works?

Learn more here

Apply online in minutes

Need funding fast? Our simple, paper-free application process gets you started in just a few clicks - no stress, no waiting around.

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Want tailored advice? Our experienced funding specialists are here to help you find the right solution for your business needs.

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Got questions before you apply? Send us a message on WhatsApp and we’ll help you with answers, guidance or anything you need to get started.

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