Restaurant business owner

Drive your restaurant’s growth with flexible funding tailored for South African restaurateurs. Whether you run a cosy neighbourhood eatery, fine dining venue, high-volume takeaway or family-run favourite, we understand the unique needs and opportunities in the restaurant industry.

Our funding aligns with your turnover, offering hassle-free payments, flat fees with no hidden costs and a fast, paperwork-free online application. Use it to upgrade kitchen equipment, expand seating, refresh your menu, train staff or boost marketing to bring in more diners. With restaurant finance crafted for ambitious owners, you’ll have the support to seize opportunities and take your business to the next level.

High-volume upgrades

Invest in ovens, grills, or refrigeration that speed up prep times, improve consistency and allow you to handle more orders.

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Profitable menu additions

Test and roll out dishes with higher margins or trending flavours to boost sales and stay ahead of competitors.

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Expand seating capacity

Add more tables, build an outdoor dining area, or reconfigure your layout to serve more guests during peak hours.

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Targeted marketing campaigns

Use professional photography, social media ads and special promotions to attract new customers and increase repeat visits.

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Efficiency tech integration

Upgrade your POS system, introduce online booking or add QR code ordering to streamline service and turn tables faster.

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Sales-focused training

Provide upselling and service training to boost average spend per customer and improve the dining experience.

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How restaurants across South Africa use cash advances to grow.

Restaurant & nightclub, Pretoria

Expanded into the Western Cape with a new venue, bringing its popular live entertainment experience to a fresh market.

Advance amount: R1,750,000

Fast food franchise owner, Northern Cape

Added two more outlets to an already successful portfolio, increasing brand presence and regional market share.

Advance amount: R2,000,000

Fish & chip shop, Gauteng

Accessed a cash flow boost to cover ingredient purchases and supplier payments during a busy trading period.

Advance amount: R360,000

Yes - as long as your restaurant has been operating for at least 6 months and has a consistent monthly turnover of R50 000 or more, you can apply. We work with a wide range of restaurants, from small family-run eateries to large franchises.

Absolutely. Many restaurateurs use a GoTyme Business Advance to expand into new areas, reach a wider customer base and increase revenue.

Yes. You can use your unrestricted cash advance to invest in barista courses, sommelier training, chef development or front-of-house customer service workshops, all of which can boost service quality and customer satisfaction.

Not at all. While many restaurants invest in kitchen equipment or refurbishments, you can also use the funds for marketing campaigns, buying bulk stock, hosting special events or improving technology like POS systems and online booking tools.

Once approved, you can access your restaurant funding on the same day, enabling you to act quickly when opportunities or urgent needs arise.

Your payments are linked to your turnover, so you pay less during quiet periods and more during busy seasons. This flexibility helps restaurants manage cash flow throughout the year - but if you prefer predictability you can opt for fixed payments.

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Apply online in minutes

Need funding fast? Our simple, paper-free application process gets you started in just a few clicks - no stress, no waiting around.

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Speak to a funding specialist

Want tailored advice? Our experienced funding specialists are here to help you find the right solution for your business needs.

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Let's chat on WhatsApp

Got questions before you apply? Send us a message on WhatsApp and we’ll help you with answers, guidance or anything you need to get started.