Know what you need before you apply.
Before you apply for a GoTyme Business Advance, make sure you have everything ready to help us assess your application.
Business
registration details
Latest 3 months bank statements
Your ID / passport and work permit (if applicable)
Your credit profile matters
Your credit profile forms part of our overall assessment and helps us understand your business's financial position.
Your banking activity
We review your recent business banking activity to understand your business performance and determine a suitable funding amount.
Established trading history
Your business should have an established trading history with at least six months of ownership.
Consistent monthly turnover
We look for regular, ongoing turnover that reflects a healthy and sustainable business.
Identity verification
To verify your identity, we'll need your latest ID document. If you have both a Smart ID card and a green barcoded ID book, please upload your Smart ID card.
Concentration risk
We assess how dependent your business is on a single customer or income source as part of our overall funding assessment.
Ready to apply?
If you have everything ready, start your application today.
If you still have questions, our Funding Specialists are here to help.
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Access fixed-fee funding from South Africa's first digital bank, trusted globally.