Business solutions built for South African business owners.

Business Advance

Fast, flexible unsecured funding up to R5 million with fixed or variable payments to suit your cash flow.

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Shari’ah advance

Interest-free, asset-backed funding certified as Shari’ah-compliant, structured on Murabaha principles.

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Founders community

Join Flex, our free entrepreneur community, for mentorship, events, resources and financial literacy.

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Apply for funding in minutes and grow without limits.

A GoTyme Business Advance puts up to R5 million in your hands fast, without the red tape of a traditional loan. Apply online in minutes, access funding linked to your turnover with no collateral required, and choose fixed or flexible payments that move with your cash flow.

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Part of one global brand, focused on your success.

GoTyme Bank is built on the belief that every South African entrepreneur deserves simple, transparent and affordable financial solutions. As a part of the GoTyme Group – a global digital banking network, we combine local insight with international innovation to help your business thrive. From funding to payments and community support, we’re here to be your growth partner - making every step effortless, authentic and beautiful.

Your free entrepreneurship community.

Flex for Business, your free app and digital community powered by GoTyme Bank, connects over 50,000 South African founders through mentorship, networking, events and practical growth resources. Whether you’re launching or scaling, Flex gives you the knowledge and connections to accelerate your business growth.

Download on App Store Get it on Google Play
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Let’s grow your business, your way.

Whether you need fast funding, Shari’ah-compliant finance, a thriving entrepreneur network or tools to get paid faster - GoTyme for Business is here to back you.

#ItsGoTyme

Access fixed-fee funding from South Africa's first digital bank, trusted globally.