Funding

Can I get business funding without changing banks?

09 Jul 2026

"You can apply for a GoTyme Business Advance without changing your business bank account. During the application, you can securely link your existing bank account or upload your latest statements. If approved, the funding can be paid into your nominated account."

  • You don’t need to move your business banking to apply.
  • Link your existing bank account or upload recent statements.
  • Approved funding can be paid into your nominated account.
  • Choose fixed payments or flexible payments that adjust with turnover.
  • A GoTyme Business Advance has one fixed fee agreed upfront.

You don’t need to change banks to apply for a GoTyme Business Advance. You can keep using your existing business bank account while applying for the funding your business needs. During the online application, you’ll be asked to share information about your business and its recent banking activity. You can securely link your existing bank account through TruID or upload your latest bank statements. This helps us understand your turnover and assess whether your business qualifies.

If your application is approved and you accept the offer, the funding can be paid into your business or nominated bank account. This means you can continue managing your business finances through the banking setup you already use. A GoTyme Business Advance gives you an upfront amount that you can use for different business needs. This could include buying stock, upgrading equipment, covering operating costs or taking advantage of a new opportunity.

There’s no collateral required and the cost is based on one fixed fee agreed upfront. You’ll see the funding amount, fee and payment structure in your personalised offer before deciding whether to accept it. You can choose fixed payments for greater predictability or flexible payments that adjust with your business turnover. The right option will depend on how your business trades and manages its cash flow. Applying does not guarantee approval. The amount and terms offered will depend on the outcome of our assessment.

A GoTyme Business Advance lets you access funding without disrupting your current banking arrangements. You can apply online, review your personalised offer and decide whether it works for your business before accepting it.