Plan the full budget first, including the costs beyond the build, then stage the work so you can keep trading. A GoTyme Business Advance can pay contractors and suppliers up front without draining your reserves, with up to R5 million available subject to assessment, no interest and the full cost known upfront.
Signs it is time to renovate
- Customers walk past. A tired shopfront and poor lighting cost you foot traffic.
- Your layout slows you down. Staff squeeze past each other and queues block the door.
- Equipment keeps failing. Old fridges, shelving or counters break down more often.
- Your lease asks for it. Some landlords require upgrades when you renew.
Keep trading while the work happens
Closing for a month means a month without income while rent and wages still run. Ask your contractor to work after hours or in sections, renovating one area at a time. Tell your regulars what is happening and give them a reason to come back once it is done. A phased plan protects your income and keeps your team working throughout.
Budget for more than the build
Add signage, fixtures, lighting, paint, landlord approvals, compliance certificates and a buffer of around 10% for surprises. Remember the cost of slower trade while work is underway. Knowing the full number helps you choose a funding amount your cash flow can carry.
How a GoTyme Business Advance fits
You don't need to put up property or equipment as security. You apply online in minutes. You choose fixed payments, a set amount daily or weekly, or flexible payments linked to your turnover. With flexible payments, you pay less when sales are quieter and more when trade picks back up. That way the funding moves with how the business is actually performing.
Give your premises a fresh start with a GoTyme Business Advance.