"A GoTyme Business Advance is right for your business if you need quick access to funding with a clear fixed fee and payments that adjust with your turnover"
- Check your cash flow to see what payment option suits you best.
- Enjoy clear pricing with one fixed fee agreed upfront.
- Choose between fixed daily or weekly payments and flexible payments that adjust with your turnover.
- Get the funding you need without any interest traps or hidden costs.
Running a business in South Africa means balancing daily operations with an unpredictable cash flow. When an immediate growth opportunity drops - like a bulk stock discount or a sudden chance to upgrade your equipment - waiting weeks for a conventional bank loan can cause you to lose your momentum. Traditional financial options often involve heavy corporate red tape that puts rigid procedures ahead of clear communication. When you are trying to move fast, this slow process can hold your business back.
We believe that business funding should be completely effortless and transparent. That is why we offer a GoTyme Business Advance to help you grow with confidence. Instead of demanding a rigid schedule that does not care about your actual revenue, our funding is built to mirror your real business reality. We provide an upfront lump sum so you can secure stock or upgrade your space immediately, acting as a growth partner on your business journey.
We do things differently at GoTyme Bank.When you get a GoTyme Business Advance, you unlock a clear funding structure with zero surprises. We offer fixed-fee funding, which means you pay a single flat fee that we agree on upfront. You will know exactly what the total cost is from day one. There are no fluctuating interest rates, no hidden charges and no interest traps to worry about later.
We also give you complete control over your cash flow with options for your payments. You can choose a fixed option with a set payment amount per day or week, and we even accept monthly payments if that suits your setup better. Alternatively, you can choose a flexible option where your payments adjust with your turnover. This gives your business real breathing room because your payments naturally ease up when business slows down.
Our simple application process is entirely paper-free, letting you get started online in just a few clicks with no collateral needed. We know you are busy, so we cut through the noise to get you an answer quickly.