Transaction fees & purchase costs

Get a clear breakdown of the costs associated with your GoTyme Bank Account.

Current Account fee
Free
Local card purchases
Free
Bill payment
Free
Local card purchases
(Including international online and subscription purchases)
Free
International card purchases
(Including international online and subscription purchases)
(0% FX markup)
Free
Airtime & data purchases
R0,50
Prepaid electricity
R3
Daily Lotto
R3
Lotto/Powerball
R3
Vouchers (1ForYou, etc.)
R3
Code-based (TymeCode) at partner stores (PnP and Boxer)
Free
Debit card at all major retailers
R3
Debit card at Kazang shops
R3
Flash Voucher at Flash shops
R7
Any ATM in South Africa (R10 per R1000)
R10
International ATM
R70
Banking App
Free
Debit Card balance enquiry at South African ATMs
R10
Debit Card balance enquiry at international ATMs
R10
First deposit at a till point
Free
Cash deposit with a GoTyme Bank Visa Debit Card at partner store till points (PnP and Boxer).
(R10 per R1000 or part thereof)
R10
Cash deposit with code (TymeCode) at partner store till points (PnP and Boxer).
(R10 per R1000 or part thereof)
R10
Cash deposit at other retailers (Shoprite, USave & Checkers)
R19.95 per R3,000
Instant Payments (received in seconds) up to R5,000
(Any bank using account or mobile number)
Free
Non-Instant Payments (received in 1-3 days) up to R500,000
(Any bank using account or mobile number)
Free
Instant GoTyme to GoTyme Payments (received in seconds) up to R500,000
(Any GoTyme customer using account or mobile number)
Free
Instant Payments (received in seconds) above R5,000
(Any bank using account or mobile number)
R7 (Flat fee)
Send Money Voucher to non-GoTyme Bank customer, cash withdrawal
R10
In-app message
Free
Beneficiary payment notification
(Banking App)
Free
SMS transaction notification
R0,50
12 months' bank statements
(Banking App & email)
Free
Proof of account
(Banking App)
Free
Initial Visa Debit Card
Free
International transactions conversion
Free
Debit card, debit order & ATM decline fee
(due to insufficient funds or incorrect PIN)
R3
Inactive account for 6 months or more.
This fee is applied if you have not performed a Current Account transaction for six months or longer.
R7/month
International subscriptions and online POS decline fee
(Includes Netflix, Google Pay Store, etc.)
R10
International ATM withdrawal decline
R10
Card replacement (lost or damaged)
R100
Replacement of expired cards (or within 3 months of expiry)
Free
Debit order dispute within 60 days
(Via the Customer Service Centre or in-app chat. Requests over 60 days automatically cancelled.)
Free
EFT reversal (within 40 days)
R170