Download the GoTyme Bank app
Switch to a beautiful banking experience today.
What is MoreTyme?
MoreTyme gives you the freedom to buy what you need now and pay it off over 3 instalments; without interest, without fees, and without stress.
Because life doesn’t always line up perfectly with payday.
MoreTyme gives you room to move without debt traps, hidden costs, or complicated rules. It’s flexible, fair, and designed to help you keep your own momentum, without losing control.
It’s built into your GoTyme Bank app and is designed to work quietly in the background, so your money flows and your plans don’t have to wait.
It’s not credit. It’s not a lay-by. It’s just everyday flexibility, done right.
You take your purchase home straight away and, as long as you pay on time, you’ll never pay more than the original price. No interest. No monthly fees. No fine print.
Using MoreTyme is simple.
Activate MoreTyme directly in your GoTyme Bank app; no forms, no paperwork, no waiting around. You’ll get an instant answer based on how you use your GoTyme Bank account and your credit record.
Once activated, you can shop with MoreTyme at over 3,000 partner stores, online and in-store.
Shopping online?
Choose MoreTyme at checkout or start directly from the app.
Shopping in-store?
Open MoreTyme in the app and scan or show the code at the till.
Using MoreTyme costs nothing extra.
There’s no interest, no activation fee, and no monthly fee. If a payment is missed, a late fee and interest may apply, and we’ll always be upfront about it. No surprises. Ever.
If you return something bought with MoreTyme, the store’s return policy applies. Once the retailer processes the refund, we automatically adjust your payment plan.
Your GoTyme Bank benefits stay exactly the same. MoreTyme doesn’t affect your GoalSave interest, everything just keeps working quietly in the background, just like it should.
Your payments take care of themselves.
Your payments take care of themselves. The first payment occurs when you’re still at the store, or while making your online purchase.
The payment schedule stays fixed and can’t be paid off early, just yet.
Your MoreTyme limit shows you exactly how much you can spend at any given time, even if you already have an active purchase. You don’t need to apply for increases. Your limit updates automatically based on how you bank with us and your overall credit behaviour.
