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Money Tips

Can I use PayShap to send money outside South Africa?

• 12 Oct 2026

No. PayShap is a South African payment system, so it only moves rands between participating banks in South Africa. You cannot use an Instant Payment via PayShap to send money to a bank account in another country. The person you pay must bank with a South African bank that offers PayShap.

What is PayShap built for?

PayShap was designed to make local payments as quick as handing over cash. It lets you pay someone in South Africa using their cellphone number or account number, at any time of day, with the money landing instantly.

Paying someone who is overseas

If the person you want to pay has a South African bank account, you can still pay them via PayShap, wherever they are in the world. The money lands in their South African account. If they only have a foreign bank account, PayShap is not the right tool.

Send money across South Africa instantly with Instant Payments via PayShap.