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Money Tips

How can I get everyone to pay their share of a group expense via PayShap?

• 17 Sep 2026

Send each person a Payment Request via PayShap for exactly what they owe. It arrives in their banking app with the amount already filled in, they tap to approve and the money is in your GoTyme Bank account instantly. Sending the requests is free and you get a notification as each person pays.

How to collect everyone's share

  1. Open the GoTyme Bank app and select Payment Request via the Menu.
  2. Enter someone's cellphone number or account number and pick their bank.
  3. Add their share and a reference so they know what it is for, then send.
  4. Repeat for everyone else.

Each person approves their own amount in their own app, so there is no maths for them to do and no account number for you to paste into a group chat.

Why it beats a group chat reminder

You know how this usually goes. You pay for everything, work out who owes what and then spend a week chasing people. A Payment Request via PayShap does the chasing for you, because it sits in each person's banking app rather than buried under forty messages. You can see at a glance who has settled and who is still pretending not to have seen it. 

Payment Requests via PayShap can be sent to anyone who banks with African Bank, Capitec, FNB, Nedbank or Standard Bank, so check where everyone banks before you split the bill.

Split your next group cost with a Payment Request via PayShap from the GoTyme Bank app.