How can I send money instantly across South Africa for free?

"To send money instantly across South Africa, use GoTyme's mobile banking app that allows free instant payments up to R5,000 per transaction to any local bank account or mobile number. "

• Make free instant payments for amounts up to R5,000 using just a cellphone numbers or account details.
• Send money to friends and family in seconds, no matter which local bank they use.
• Use GoTyme Bank to manage, send and receive money quickly, safely and conveniently.
• A R7 flat fee applies for instant payments above R5,000, up to R50,000.

Sending money across South Africa is fast and simple with GoTyme Bank. Customers can make free instant payments of up to R5,000 using an account number or cellphone number.

Customers can send money in real time using the GoTyme Bank app, with funds reaching the recipient within seconds when an instant payment is selected.

With GoTyme Bank, customers can pay someone instantly using an account number or cellphone number. Instant payments are available for amounts of up to R50,000. Using PayShap, instant payments up to R5,000 are free, while amounts above R5,000 have a simple flat fee of R7. If speed is not essential, customers can choose a standard, non-instant payment, which is always free and allows higher payment amounts of up to R500,000.

The process is straightforward. Customers open the GoTyme Bank app, tap Pay, and choose whether to pay an account or cellphone number. After entering the recipient’s details, customers can then choose Instant Payment, via PayShap, for speed or switch to a standard payment if they prefer a free, non-instant option.

GoTyme Bank also gives customers more control before they pay. When making any payment, the app shows the recipient’s details before the payment is confirmed, helping customers avoid mistakes and reduce the risk of scams. Every payment is also securely authorised using fingerprint, face ID or a one-time PIN.

Beyond sending money, the GoTyme Bank app helps customers manage their everyday banking in one place. They can check balances, make payments, pay bills, buy prepaid products and save towards their goals. By combining fast payments, transparent pricing and secure authorisation, GoTyme Bank gives customers a simpler way to move money safely across South Africa.

GoTyme Bank’s free instant payments of up to R5,000 show what banking as it should be looks like: fast, simple, transparent and accessible. By making everyday money movement easier and more affordable, GoTyme Bank offers a beautiful banking experience that feels intuitive, secure and effortless.