Money Tips

Four easy ways to pay your credit card with GoTyme Bank

• 20 Oct 2026
Woman in an office using her phone to pay her credit card with GoTyme Bank

We’ve all had that “wait, when’s my card payment due?” moment. The good news is you can pay your credit card or store card straight from your GoTyme Bank account, often in just a few taps. Paying on time keeps your credit record healthy and late fees off your statement. Here are four ways to do it and how long each one takes.

But first get your payment details ready

We don't keep a list of card providers' payment details, so you'll need yours handy. You'll find the bank name, account number and reference number on your statement or in your card provider's app. If your provider changes these details, update them before your next payment.

Option 1: Pay through Pay bills

If your card provider can be paid through Pay bills (your statement or invoice will show whether it's EasyPay or Pay@), this is the easiest route.

  1. Open the GoTyme Bank app and go to Pay bills.
  2. Choose EasyPay or Pay@.
  3. Enter the reference number from your statement or your card provider's app.
  4. Confirm the amount and pay.

Nedbank Credit Card and RCS store cards, including Edgars, Jet, Makro and GP Card, are available through EasyPay.

Good to know: your payment can take a day or two to reflect, so pay a few days before your due date. No EasyPay or Pay@ reference number? Use one of the options below.

Option 2: Send a once-off transfer

Use the bank details and reference number your card provider gives you, then choose your payment type:

  • Instant (Instant Payments via PayShap): your payment reflects in seconds.
  • Non-instant (EFT): your payment can take up to two working days.

Not every card provider accepts PayShap, so check with yours before you choose an Instant Payment.

Option 3: Set up a debit order (our top pick)

Want to set it and forget it? A debit order for at least your minimum payment keeps your card in good standing every month, without you having to remember.

Your card provider sets up a DebiCheck debit order for you, and you approve it in the GoTyme Bank app. Check first that your card provider offers DebiCheck debit orders.

Option 4: If your provider only accepts payments from its own accounts

Some card providers only take payments from an account held with them. If that's yours, open a basic account with that bank, move money across from your GoTyme Bank account and pay your card from there.

Your options at a glance

Option

Best for

How long it takes

1. Pay bills

Cards listed in the app

A day or two

2. Once-off transfer

Any card provider that gives you bank details

Seconds with PayShap, up to two working days with standard EFT

3. Debit order

Never missing a payment

Runs automatically each month

4. Pay through an account with your provider

Providers that only accept their own accounts

Depends on the transfer type

Check that your payment went through

Save your payment confirmation and check your card statement once the payment reflects. Still not showing after a few days? Contact your card provider first, then us.

Paying other accounts?

Device instalments, insurance, funeral cover and personal loans can also be paid in the app. See our guide to paying financial services bills.

We're always here to help

Chat to us in the app, email service@gotyme.co.za or call 0860 999 119.