How can I split bills and get paid back using a Payment Request?

Work out what each person owes, then send them all a Payment Request for their share. It lands in their banking app with the amount already filled in, they tap to approve and the money is in your account in seconds with PayShap. No account details, no reminders.

One request per person, one minute total

Open the GoTyme Bank app and select Payment Request. Enter someone's cellphone number or account number, pick their bank, add their share and a reference so they know what it is for, then send. Repeat for everyone else.

Each person approves their own amount in their own app. Payment Requests run on PayShap, South Africa's real-time payment system, so the money lands the moment someone approves. You get a notification as each one pays, so you can see at a glance who has settled and who is still pretending not to have seen it.

A Payment Request with PayShap beats a group chat reminder

You know the drill. You pay for everything, work out the maths, paste your account number into the group chat and then spend a week reminding people. A Payment Request does the reminding for you, because it sits in their banking app rather than buried under forty messages. Sending one from GoTyme Bank is free with PayShap, whatever the amount.

When it comes in handy

A dinner where you got the bill. The shared streaming subscription that comes off your card every month. Rent and utilities with housemates. A group gift, a weekend away, the Uber home.

Nobody can pull money from your account

A request is a request, not an instruction. Nothing moves until the person opens their app and approves it, and every payment is authorised with a fingerprint, face ID or a one-time PIN. Your own account number never gets shared.

Split your next shared bill with a Payment Request via PayShap and GoTyme Bank.